Q #734 - You claim on your insurance to have your car repaired. Your policy has an excess of ?100. What does this mean?
Having an excess on your policy will help to keep the premium down. However, if you make a claim, you'll have to pay the excess yourself ? in this case, ?100.
The insurance company will pay the first ?100 of any claim
You'll be paid ?100 if you don't claim within one year
Your vehicle is insured for a value of ?100 if it's stolen
You'll have to pay the first ?100 of the cost of repairs to your car
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